Personal Banking
Ted Jones Banking . offers deposit accounts to meet your Personal Banking needs. To obtain more information about our Personal Banking solutions, or to open an account, just stop by or call one of our branches.
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Checking Accounts

Select a region below to see all of the great rates available in your area.
East Lansing | Grand Rapids | Traverse City

HomeTowne Checking

  • Best money market rate in town – Guaranteed**
  • Provides all of the conveniences of a regular checking account
  • Unlimited check-writing
  • FREE online banking, FREE bill payment, FREE ATM/Debit card at account opening
  • Mobile and Text Banking
  • $1,000 minimum to open/ $1,000 minimum daily balance*

Personal Checking

  • $100 to open
  • $100 minimum daily balance or $350 average daily balance for the statement cycle*

Simple Checking

  • $100 minimum to open
  • $500 minimum daily balance or $750 average daily balance for the statement cycle*
  • Interest Bearing Account

*If balance falls below the minimum, the account will be assessed a fee based on the First National Bank of America fee schedule.

**First National Bank of America will match or beat any money market savings rate from an FDIC insured bank in East Lansing, Grand Rapids, or Traverse City, Michigan based upon where you reside. “Match or Beat” rates will be determined monthly and changed accordingly – rate specials lasting 6 months or less and rates with additional deposit or loan requirements are excluded. Not available for businesses.

Savings Accounts

Savings Accounts that meet all of your Personal Banking Savings needs.  

Statement Savings

 

Statement Savings Offers a Simple Way to Build Your Savings.

  • $100 to open / $199 average balance to avoid charges*
  • Earns a Very Competitive Interest Rate
  • Itemized Monthly Statements
  • Interest Paid and Compounded Monthly
  • Transaction Limits Apply

 

 

Health Savings Account

 

Perfect for Those With a High Deductible Health Insurance Policy!

  • Earns a Competitive Rate of Interest
  • Requires Only $50 Minimum Balance to Open Account and Avoid Service Fees*
  • Free Online and Mobile Access
  • Free HSA Debit Card
  • Free eStatements (Individuals Who Opt to Receive a Paper Statement Will be Charged a $2.00 Monthly Fee)

For more information on our Health Savings Account click here.

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